Turn Renters into Homeowners — Without Traditional Barriers
Geo-Corp Inc.’s Earned Equity Program was created to address a growing need: more inclusive access to homeownership.
Many capable buyers are shut out by conventional lending—especially those with nontraditional documentation, no credit score, or self-employment income.
EEP bridges that gap.
How It Works
EEP allows clients to:
- Move into the home they plan to buy
- Make monthly payments through a long-term purchase agreement
- Build equity over time—while living in the home
Who EEP Serves
- Borrowers using ITINs or certain visa types
- Renters with no SSN or FICO score
- Self-employed or gig-economy workers with complex income
Program Highlights
- FHA-style underwriting with flexible guidelines
- No FICO or SSN required
- Income flexibility for gig and freelance workers
- Equity-building structure with future mortgage conversion path
Why Brokers Choose EEP
- Support buyers that conventional lenders can’t
- Convert denials into fundable deals
- Offer more solutions—without sacrificing underwriting integrity
Let’s Help More Families Own Their Future
Connect with one of our Account Executives to learn more about EEP.
“Every Broker has that one family…
The one that was perfect except for that credit score. Or the entrepreneur whose income didn’t fit the boxes. Or the family with ITINs instead of SSNs.
EEP was built for them. And for you.
Because good people deserve good homes.”
EEP Resources & Forms
Resources
Forms
- EEP Assignment and Amendment Addendum to Purchase & Sale Agreement
- EEP Initial Program Disclosure
- EEP Utility Form
- EEP Consumer Disclosure
- EEP Disclosure Regarding Hazard Insurance and Renter’s Insurance
- EEP Consumer Lease Application Authorization
- EEP Condominium PUD Questioner
- EEP Self-Employment Business Narrative
- EEP P&L
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