GEO-CORP, Inc. has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service under one roof as a direct lender.
Our goal is to make your mortgage experience one of the easiest things you’ll ever do. Step-by-step, our consultants will walk you through our fast, efficient process. While we take a unique approach to every client’s situation, here’s what you can expect.
There are many different loan programs available to suit the needs of all borrowers and their particular circumstances. Most popular programs include the Conventional Program, the FHA Program, and the Jumbo Loan Program.
There are many important things to consider throughout the process, especially if you’re a first-time home buyer. Here’s some information that will keep you on track.
Lock in a low rate and payment that remains constant, no matter how much mortgage rates fluctuate, and choose a term of 30, 25, 20, 15 or 10 years.
Adjustable-rate mortgages have an interest rate that may change periodically depending on changes in a corresponding financial index that’s associated with the loan.
Take advantage of the many benefits of government-secured home financing
If your loan amount exceeds the conforming loan limits of Fannie Mae or Freddie Mac, let us find a solution for you
Getting pre-approved means you receive a loan commitment from your mortgage company, based on a review of your credit and finances, before you have found a home. Having your credit pre-approved shows sellers that you are a qualified buyer and helps you establish a clear price range. The process is the same as a typical mortgage application, except that your application doesn’t include property information.
Your credit history is only one factor in qualifying for a loan, and having made some late payments does not have to keep you from buying a home. Someone who has consistently made payments on time in the past may have more financing options than someone who has not, but that does not mean a mortgage is off-limits if you have had credit problems..
There is generally no minimum down payment required for buying a home. Many first-time buyers believe they must be able to put down as much as 20% of a home’s purchase price in cash. That may have been true in the past, but many of the mortgage options available to today’s home-buyers require little or no down payment. With housing prices as high as they are, homeownership would be impossible for many people if not for these low down-payment options.
Geo-Corp has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service all under one roof as a direct lender. Founded in 1998, the Geo-Corp Corporate Office is located in Monterey Park, California and the company and its reputation have grown rapidly under the leadership of a management team with years of experience in the mortgage industry. We offer a full range of mortgage loan programs designed to fit your unique needs – including FHA, FHA Streamline, Conventional, and Jumbo mortgage loans. Geo-Corp is a lender devoted to serving a diverse customer base. We are proud to offer an expanding portfolio of mortgage options that meet the needs of our borrowers..